Honda Finance Center in Costa Mesa, CA

Auto Financing Has Never Been Easier

When you choose AutoNation Honda Costa Mesa for your auto financing needs, you can expect:

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Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.


Shopping Tools


Honda Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.



Estimate Your Payment

Protect Your Vehicle

AutoNation Honda Costa Mesa offers protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents.


Explore Protection Plans

We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*



Get a Certified Offer

Frequently Asked Questions


Is it better to lease or finance a car?

Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Depending on your situation, one may be better than the other for you.

If you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year then leasing might be the best option.

Do you want to keep your car for longer than three years? You should probably consider purchasing your next vehicle.

Lease vs. Buy

Can I trade in my car that's not paid off?

Yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If your car is worth less than what you owe, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

We'll Buy Your Car

How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

Payment Calculator

Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Used Inventory

Your Trusted Honda Finance Center in Costa Mesa

Interior view of AutoNation Honda Costa Mesa. A white Honda is parked with round tables and chairs nearby.

Finance a Honda Near Me in Costa Mesa, CA

Whether you're looking to buy a new, Certified Pre-Owned, or used Honda, AutoNation Honda Costa Mesa offers many different finance options to help get you behind the wheel. With Honda Financial Services, we're prepared to work with your budget and your credit score, no matter what it is. In fact, we can get most drivers the financing they need with the auto loan terms to comfortably fit their budgets. 

At AutoNation Honda Costa Mesa, we have a finance team dedicated to answering all of your questions and helping you through the entire finance process. Whether you live in the Costa Mesa, Newport Beach, or Irvine areas, our dealership can help to get you behind the wheel of your new Honda today. 

Honda Specials and Lease Deals

If you decide to buy a new car, you'll be able to take advantage of our finance specials: 

  • 1.9 percent APR financing available on new 2019 Honda CR-V models
  • 1.9 percent APR financing available on new 2020 Honda Pilot, Civic, and Odyssey models

If you drive under 10,000 miles per year and are looking for a shorter-term commitment, then leasing a Honda might be a better option for you. With a lease, you'll still enjoy a new car, but usually at lower monthly payments than you'd have when buying a vehicle. At the end of the lease, you can start to lease another new car, so you'll always enjoy the latest models and technology. 

Our current Honda lease specials include great deals on Honda models including: 

  • 2020 Honda Civic LX Sedan
  • 2020 Honda Accord LX Sedan
  • 2020 Honda CR-V LX 2WD 
  • 2020 Honda HR-V LX 2WD
  • 2019 Honda Passport 2WD Sport

How to Finance a Honda Vehicle

Our Honda Finance online pre-qualification credit application allows you to start the finance process from the comfort of your own home. We'll gather some personal information through our secure online form to help save time when you find a car you'd like to buy. 

With our Honda payment calculator, you can estimate your car loan payments based on vehicle price. You can even browse our inventory based on your desired monthly payment amount, saving you time. Don't forget we also take trade-ins, which can reduce your total price.

We'll Buy Your Car

If you have a car, truck, or SUV to sell, we'll buy your used car. Just fill out some information about your vehicle to get a free certified offer that's guaranteed for seven days or 500 miles.

Visit AutoNation Honda Costa Mesa in Costa Mesa

Our finance department offers many Honda financing options on both new and used cars. Our Honda dealership is open all days of the week. 

Our Finance Center is conveniently located at 2888 Harbor Blvd., just minutes from the 405 freeway.

Call us at (714) 627-5559 to set up a test drive or talk with our finance team today.


Get Pre-Qualified  View Our Inventory




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*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.


  1. AutoNation Honda Costa Mesa

    2888 Harbor Blvd
    Costa Mesa, CA 92626

    • Sales: (714) 627-5559
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Get in Touch

  • Contact our Sales Department at: (714) 627-5559
  • Monday9:00 AM - 9:00 PM
  • Tuesday9:00 AM - 9:00 PM
  • Wednesday9:00 AM - 9:00 PM
  • Thursday9:00 AM - 9:00 PM
  • Friday9:00 AM - 9:00 PM
  • Saturday9:00 AM - 9:00 PM
  • Sunday10:00 AM - 6:00 PM