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Apply for Honda Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.

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Auto Financing Has Never Been Easier

When you choose AutoNation Honda Costa Mesa for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.

Frequently Asked Questions


Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.

Lease vs. Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.

Get Pre-Qualified

Honda Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. [Dealership Name] offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

Appearance & Maintenance

Theft & Investment

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Shopping Tools

Honda Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.

Estimate Your Payment

Honda Special Offers

AutoNation Honda Costa Mesa offers a variety of lease specials and financing offers on popular Honda models. Getting behind the wheel of a Honda has never been easier.

View Current Specials

We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*

Get a Certified Offer

Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**

Your Trusted Honda Finance Center in Costa Mesa


Finance a Honda Near Me in Costa Mesa, CA

Whether you're looking to buy a new, Certified Pre-Owned, or used Honda, AutoNation Honda Costa Mesa offers many different finance options to help get you behind the wheel. With Honda Financial Services, we're prepared to work with your budget and your credit score, no matter what it is. In fact, we can get most drivers the financing they need with the auto loan terms to comfortably fit their budgets. 

At AutoNation Honda Costa Mesa, we have a finance team dedicated to answering all of your questions and helping you through the entire finance process. Whether you live in the Costa Mesa, Newport Beach, or Irvine areas, our dealership can help to get you behind the wheel of your new Honda today. 

Honda Specials and Lease Deals

If you decide to buy a new car, you'll be able to take advantage of our finance specials: 

  • 1.9 percent APR financing available on new 2019 Honda CR-V models
  • 1.9 percent APR financing available on new 2020 Honda Pilot, Civic, and Odyssey models

If you drive under 10,000 miles per year and are looking for a shorter-term commitment, then leasing a Honda might be a better option for you. With a lease, you'll still enjoy a new car, but usually at lower monthly payments than you'd have when buying a vehicle. At the end of the lease, you can start to lease another new car, so you'll always enjoy the latest models and technology. 

Our current Honda lease specials include great deals on Honda models including: 

  • 2020 Honda Civic LX Sedan
  • 2020 Honda Accord LX Sedan
  • 2020 Honda CR-V LX 2WD 
  • 2020 Honda HR-V LX 2WD
  • 2019 Honda Passport 2WD Sport

How to Finance a Honda Vehicle

Our Honda Finance online pre-qualification credit application allows you to start the finance process from the comfort of your own home. We'll gather some personal information through our secure online form to help save time when you find a car you'd like to buy. 

With our Honda payment calculator, you can estimate your car loan payments based on vehicle price. You can even browse our inventory based on your desired monthly payment amount, saving you time. Don't forget we also take trade-ins, which can reduce your total price.

We'll Buy Your Car

If you have a car, truck, or SUV to sell, we'll buy your used car. Just fill out some information about your vehicle to get a free certified offer that's guaranteed for seven days or 500 miles.

Visit AutoNation Honda Costa Mesa in Costa Mesa

Our finance department offers many Honda financing options on both new and used cars. Our Honda dealership is open all days of the week. 

Our Finance Center is conveniently located at 2888 Harbor Blvd., just minutes from the 405 freeway.

Call us at (714) 627-5559 to set up a test drive or talk with our finance team today.

Get Pre-Qualified  View Our Inventory

Your privacy is important to us.

[Dealership Name] takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.